What should I do if my builder becomes insolvent during construction?

Pause further payments to the builder until you have obtained advice, and check your contract and any statutory payment obligations before withholding money.

Notify your home warranty/compensation insurer and start the claim process.

Secure and document the site (photograph works, list deliveries).

Contact a construction lawyer for legal steps and communicate with any appointed liquidator.

Collect all invoices, contracts, and bills as evidence.

Claims are generally limited in value and period (e.g., up to 6 years for defects in NSW); also, replacement builders may be required via insurer approval.